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With the right card and good financial habits (paying your balance off on time and in full each month), you can earn hundreds of dollars in rewards each year. To relieve some of the stress ...

Terms apply. If groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.

This card offers excellent rewards — not to mention transfer partners — for an unbeatable price. It doesn't offer the perks of an airline- or hotel-branded card, though.