There are no criminal penalties for violation of the Fair Debt Collection Practices Act. It is enforced through civil suits brought by consumers against debt collectors. The Fair Debt Collection ...

Being late on your credit card payments can have a negative impact on your finances. Not only will missing your credit card ...

Under a federal law known as the Fair Debt Collection Practices Act (FDCPA), this behavior is illegal. The FDCPA gives consumers rights and protections when it comes to how an agency can conduct ...

The Federal Fair Debt Collection Practices Act and the California Rosenthal Act each proscribe certain conduct by debt ...

Get familiar with the Fair Debt Collection Practices Act (FDCPA) to know what practices are prohibited and how debt collectors can interact with you. Never share sensitive personal information ...

Legal Compliance It’s crucial to ensure the collection agency complies with relevant laws and regulations, such as the Fair ...

Similar to the federal Fair Debt Collection Practices Act (FDCPA), California’s “Rosenthal Fair Debt Collection Practices Act” (RFDCPA) has historically regulated the manner in which debt collectors ...

Moreover, the Fair Debt Collection Practices Act (FDCPA) gives you the right to not talk to third-party debt collectors. Once you tell the collector the debt is not yours and to stop contacting ...

The Supreme Court’s June 2024 decision in Loper Bright Enterprises v. Raimondo overturned Chevron deference and decades of ...

While the Fair Debt Collection Practices Act (FDCPA) doesn’t offer debt relief, it protects consumers from shady debt collectors. Gates Little, the president of The Southern Banking Company, ...

What’s your next move? Your first step should be to verify the debt. Under the Fair Debt Collection Practices Act (FDCPA), the debt collector must send you proof of the debt through a process ...